Description:  It’s no surprise that the state of Minnesota will be requiring a personal finance class for high school graduation (for those entering high school starting in 2024). Students will make financial decisions for the rest of their lives, and the choices they make today will affect them for years to come. For this reason, it is critical to prepare them now to successfully navigate the financial world. This class will prepare students to consider their career choice; purchase goods and services responsibly; make a budget; understand banking, saving, and investing; be aware of the disadvantages and advantages of credit; use insurance; understand taxes; and honor God through all of their financial decisions. Students will hear from financial professionals throughout the class and will complete hands-on, practical projects that will help prepare them for a lifetime of wise, God-honoring financial decisions.

Tutor: Kim Witthuhn works as a professional editor and has taught literature, writing, grammar, history, geography, and various electives at homeschool organizations over the last 20 years, including homeschooling her own children. She is also a homeschooling and career consultant and enjoys helping people discover the unique design God gave them. Mrs. Witthuhn graduated from Concordia University with a BA in English and Social Science Education. She lives in Eden Prairie with her husband and enjoys studying the Bible, reading, learning, and spending time with family.

Cost:  $224, $234 or $244 per semester (depending on registration date)
Level: Grades 9-12
Prerequisite: none
Homework: 1-2 hours per week
Text: (To be purchased by parents):

• Christian Finance for Teens: A Simple Guide to Financial Wisdom for Teens and Young Adults by Cindy Kersey (ISBN: 9781614487548)

• Managing God’s Money: A Biblical Guide by Randy Alcorn (ISBN: 1414345534)

Supplies: One-inch binder or folder for class handouts